Coverage

It’s simple! You just pay your vet as you normally would. Then, you submit our simple claim form along with your vet receipts via email, mail, fax, or our online pet portal, which can be accessed directly from your phone or computer. We then reimburse you via check or direct deposit.

Coverage depends on the plan you choose. Most plans cover accidents and illnesses, but you can also select an accident-only plan. Accident coverage includes coverage for injuries and emergencies related to accidents, like torn ligaments, bite wounds, broken bones, lodged foreign objects, and ingestion of toxic substances. Illness coverage includes coverage for the treatment of

No pet insurance provider can cover pre-existing conditions. Pre-existing conditions are health issues or conditions noted by you or your vet before your policy becomes active. But there’s good news! With Pet Insurance by Care, this doesn’t mean these condition will never be covered in the future. An injury or illness that is cured and

Quotes are subject to change and not guaranteed. To secure your quote, complete your policy purchase.

There is a 5 day waiting period for accident coverage and a 14 day waiting period for illness coverage. There is also a 6-month waiting period for all knee and ligament issues.

We will not drop your coverage due to filing claims.